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Harrison Building and Loan

Interest Rates

Interest rates are subject to change at the Association's discretion without notice. The rate may change after the account is opened. The Annual Percentage Yield is accurate as of 10/31/19. Penalties may be imposed for early withdrawal. Fees could reduce earnings on the account.
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CD's/IRAs


Certificates of Deposits

Term Interest Rate APY* Minimum Deposit
91 Days 0.15% 0.15% $2,500.00
182 Days 0.20% 0.20% $2,500.00
12 Months 0.40% 0.40% $1,000.00
18 Months 0.49% 0.49% $1,000.00
30 Months 0.89% 0.89% $1,000.00
3 Years 1.25% 1.26% $1,000.00
5 Years 1.49%  1.50% $1,000.00


Individual Retirement Accounts

Terms Interest Rate APY* Minimum Deposit
18 Month Variable 0.49% 0.49% $100.00
18 Month Fixed 0.49% 0.49% $1,000.00
30 Month Fixed 1.60% 1.61% $1,000.00
5 Year Fixed 1.85% 1.87%  $25,000.00
 

Savings

 

Passbook Savings Account

Balance Interest Rate APY*
$0 to $49.99 0.00% 0.00%
$50.00 to $999.99 0.03% 0.03% 
$1,000 to $2,499.99 0.05% 0.05%
$2,500.00 to $9,999.99
0.08% 
0.08%
$10,000 to $24,999.99 0.10% 0.10%
$25,000 to $49,999.99 0.15%  0.15%
$50,000 and above  0.20%  0.20% 
 Minimum opening deposit $25.00.  The passbook is required for all withdrawals, except for online banking transfers.  No limitations on transfers made in person.  You may only make six online banking transfers from your account each statement cycle.
 


Money Market Deposit  

Balance Interest Rate APY* 
$0 to $49.99 0.00% 0.00%
$50.00 to $999.99 0.03% 0.03%
$1,000 to $2,499.99 0.05%
0.05% 
$2,500.00 to $9,999.99 0.10% 0.10%
$10,000 to $24,999.99 0.15%  0.15%
$25,000 to $49,999.99 0.25%  0.25%
$50,000 and $99,999.99 0.30%  0.30% 
$100,000 and above  0.40% 0.40%
 Minimum opening deposit $2,500.00.  You may only make six transfers from your account each statement cycle, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties.  Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.  We at our option may convert the account to a transaction type account.
 

Christmas Savings

Balance Interest Rate APY* 
All 0.15% 0.15%
No partial withdrawals are allowed on Christmas Savings accounts.  Interest is credited at account maturity.  Accounts begin in October and require 50 equal payments to be deposited into the account by the completion date.  Interest will be forfeited on any account closed early.


 

Checking  

 

Debit Card Checking Account

Balance Interest Rate APY* 
$0 to $49.99 0.00% 0.00% 
$50.00 to $999.99 0.03% 0.03%
$1,000 to $2,499.99 0.05%
0.05% 
$2,500.00 to $9,999.99 0.05% 0.05%
$10,000 to $24,999.99 0.07%  0.07%
$25,000 to $49,999.99 0.07%  0.07%
$50,000 and above  0.10%  0.10% 
 Minimum opening deposit $50.00

 

Checking Account 

Balance Interest Rate APY* 
$0 to $49.99 0.00% 0.00%
$50.00 to $999.99 0.03% 0.03%
$1,000 to $2,499.99 0.05%
0.05% 
$2,500.00 to $9,999.99 0.07% 0.07%
$10,000 to $24,999.99 0.10%  0.10%
$25,000 to $49,999.99 0.15%  0.15%
$50,000 and above  0.20%  0.20% 
 Minimum opening deposit $100.00
 
*Annual Percentage Yield